Daytona Beach tax deductions are valuable commodities. And like most valuables, they are often well guarded. Deductions have been compared to buried treasure — because they are so valuable and they’re often buried, or at least hard to find. Deductions reduce the amount of income you’re taxed on, which reduces your tax liability. Here are […]
Want a Daytona Beach Mortgage? Don’t Use Cash
Daytona Beach mortgage lenders have “seen it all.” With banks paying low interest rates and the stock market in the midst of a mini-crash, it’s tempting to just keep your cash at home. However, if you’re planning to buy a home and need that cash for a down payment you’d better rethink that investment “strategy.” You won’t be able […]
Daytona Beach Home Insurance: What’s Covered?
Most Daytona Beach home insurance policies cover your home, its contents and personal liability. Specific types of coverage will vary and there are usually exclusions to your policy. Here are a few normal parts to all home insurance policies. Parts of a Daytona Beach Home Insurance Policy Property coverage. The home and any attached structures are usually covered in your policy […]
Daytona Beach Home Buying Tips: Choose a Pro
Once you decide to enter the Daytona Beach home buying market you'll be faced with a number of decisions. None will be more important than the choices you make when it comes to finding a lender and a real estate agent. These and other professionals will make the home buying process more efficient and, ultimately, […]
Do You Need a Daytona Beach Home Warranty?
Your Daytona Beach home, no doubt, is one of your favorite possessions. But what happens if a pipe bursts or the water heater stops working? When you were a tenant you simply called the landlord. As a homeowner, now it's your responsibility. Enter the next best thing to a landlord… a home warranty. Daytona Beach […]
Daytona Beach Mortgage Insurance – Getting Rid of it
If you have a Daytona Beach mortgage and didn't make at least a 20% down payment, you probably have private mortgage insurance (PMI.) PMI protects the lender if the borrower is unable to make the mortgage payments. Because PMI premiums are paid monthly in the mortgage payments, they can add up. So, how can you avoid PMI […]
Daytona Beach Home Insurance 2016 Checklist
Your Daytona Beach home insurance should be among the items you review now that the new year is here. Since home maintenance is linked so closely to insurance it's probably a good idea to consider the following checklist to make sure your home is as safe as possible. Maintenance and Daytona Beach Home Insurance Alarm testing. Home alarms […]
Daytona Beach Economy – How to Save
Many people in the Daytona Beach economy say saving money is a goal in 2016. The best way to save is to have a plan. Depending on your stage of life, a savings plan requires specific financial responsibilities and actions. While there's no such thing as a plan that fits everybody's needs, here are some suggestions. Saving […]
2016 Daytona Beach Housing Predictions
The Daytona Beach housing market can expect a continuation of many of the factors it experienced in 2015. Zillow recently released their 2016 predictions for the housing and real estate markets. Let's take a look at what we can expect. Daytona Beach Housing – Challenges Ahead According to Zillow, many of the recent market trends […]
Daytona Beach Mortgage Lenders Loosen Credit
Daytona Beach mortgage experts say 2016 may bring greater borrowing opportunities for homebuyers. Although you still have to qualify for the amount you want to borrow, more lenders are reporting a loosening of credit standards. Fannie Mae says loan underwriting is expected to ease in the near future. Let's examine why this may be the case and […]
